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Terms of use

The terms under which Everyday Tools Hub is provided and what the calculators on this site are useful for.

Tools are estimates, not advice

The calculators on this site are provided for quick estimation and planning. They are not financial, legal, tax, or professional advice. Mortgage figures, loan payoffs, PMI estimates, and similar outputs are simplified models — real financial decisions should be made with a qualified professional and the actual terms of your agreement.

Provided as-is

Everyday Tools Hub is provided as-is, without warranty of any kind. We work to keep the calculators accurate and up to date, but we do not guarantee that every output is free of errors or suitable for any particular purpose.

Acceptable use

You may use the tools on this site for personal or professional estimation. Automated scraping, re-hosting the calculators under another brand, or using the outputs in a way that misrepresents them as personalized advice is not permitted.

Changes

These terms may be updated from time to time. Continued use of the site after an update constitutes acceptance of the updated terms.

Contact

Questions about these terms? Reach out via the contact page.